Day 7: Redlining
Definition: Redlining is a discriminatory practice that puts services (financial and otherwise) out of reach for residents of certain areas based on race or ethnicity. It can be seen in the systematic denial of mortgages, insurance, loans, and other financial services based on location (and that area’s default history) rather than on an individual’s qualifications and creditworthiness. Notably, the policy of redlining is felt the most by predominantly Black and brown racial and ethnic minorities.
Main CHALLENGE
Read this New York Times article about the legacy of redlining.
Additional Challenge Options
Read this New York Times article “The Black Lives Next Door” it uses San Mateo as example.
Self-Reflection Questions
What have you learned from today's challenge?
How has redlining impacted you and your family (to your benefit or disadvantage)?